{"id":148,"date":"2026-10-08T12:00:00","date_gmt":"2026-10-08T12:00:00","guid":{"rendered":"https:\/\/www.reo-magician.com\/blog\/?p=148"},"modified":"2026-10-08T12:00:00","modified_gmt":"2026-10-08T12:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.reo-magician.com\/blog\/2026\/10\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/douglas-converse\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>We\u2019re still seeing mortgage rates lingering near 7%, and the outlook suggests this could persist through the end of the year. Affordability remains a challenge for many, especially as inflation continues to put pressure on the Fed\u2019s decisions. If inflation doesn\u2019t cool, there\u2019s even a chance of another rate hike, which\u2014along with wider MBS spreads\u2014could push borrowing costs even higher. For rates to drop in any meaningful way, we\u2019d need to see steady progress on inflation, more stable long-term yields, a supportive stance from the Fed, and healthier mortgage-backed securities spreads. For those buying, investing, or refinancing, it\u2019s wise to plan around today\u2019s rates and treat any future relief as a welcome bonus. As someone who works closely with buyers and investors in the Seattle area, especially in bank-owned and distressed properties, I\u2019m always keeping a close eye on these trends to help you navigate your options with clarity.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>We\u2019re still seeing mortgage rates lingering near 7%, and the outlook suggests this could persist through the end of the year. Affordability remains a challenge for many, especially as inflation continues to put pressure on the Fed\u2019s decisions. If inflation doesn\u2019t cool, there\u2019s even a chance of another rate hike, which\u2014along with wider MBS spreads\u2014could [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":149,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-148","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/posts\/148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/comments?post=148"}],"version-history":[{"count":1,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/posts\/148\/revisions"}],"predecessor-version":[{"id":150,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/posts\/148\/revisions\/150"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/media\/149"}],"wp:attachment":[{"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/media?parent=148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/categories?post=148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/tags?post=148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}