{"id":130,"date":"2026-10-02T11:00:00","date_gmt":"2026-10-02T11:00:00","guid":{"rendered":"https:\/\/www.reo-magician.com\/blog\/?p=130"},"modified":"2026-10-02T11:00:00","modified_gmt":"2026-10-02T11:00:00","slug":"the-average-down-payment-on-a-house-explained","status":"publish","type":"post","link":"https:\/\/www.reo-magician.com\/blog\/2026\/10\/the-average-down-payment-on-a-house-explained\/","title":{"rendered":"The Average Down Payment On A House, Explained"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>If you\u2019re thinking about buying a home, understanding down payments can make a huge difference. In 2025, the median down payment across the U.S. was 19%\u2014with first-time buyers typically putting down 10%, and repeat buyers averaging 23%. These numbers reflect a range of financial strategies, shaped by loan options and personal circumstances. Some buyers aim for 20% to avoid private mortgage insurance (PMI), while others tap into assistance programs or plan carefully to make homeownership possible. In my work with bank-owned and distressed properties around Seattle, I\u2019ve seen how the right approach to a down payment can open doors that once seemed closed. Whatever your path, informed budgeting and knowing your options are key steps toward unlocking your next home.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.quickenloans.com\/learn\/average-down-payment-on-house\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re thinking about buying a home, understanding down payments can make a huge difference. In 2025, the median down payment across the U.S. was 19%\u2014with first-time buyers typically putting down 10%, and repeat buyers averaging 23%. These numbers reflect a range of financial strategies, shaped by loan options and personal circumstances. Some buyers aim [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":131,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-130","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/posts\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/comments?post=130"}],"version-history":[{"count":1,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/posts\/130\/revisions"}],"predecessor-version":[{"id":134,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/posts\/130\/revisions\/134"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/media\/131"}],"wp:attachment":[{"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/media?parent=130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/categories?post=130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.reo-magician.com\/blog\/wp-json\/wp\/v2\/tags?post=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}